Life Insurance

Request a Quote

  • Your information is safe with us. Find Out More


Our life insurance offers you and your
loved ones the most comprehensive benefits

Your family already enjoys a certain standard of living. But what happens if you are
diagnosed with a critical illness, become disabled or pass way? For the answers,
take a closer look at our life insurance plans.

Take out an Ensure life insurance plan and we will pay your family or loved ones an
agreed amount – your “life benefit” – if you pass away or become permanently
disabled. Depending on your life insurance plan, we also pay a proportion of your life insurance benefit if
you contract a critical illness.

You can choose to take out our Whole Life insurance plan, which provides lifelong cover; or our Term Life insurance plan,
which covers you for specific periods. You can also choose to pay your premiums monthly, quarterly,
half-yearly or yearly. Our flexible Life insurance plans are transparent, affordable.

Term Life insurance Plan
Death benefit

We will pay the beneficiary the sum assured in the event of the life insurance policy holder’s death.

Funeral expenses

We will pay an amount equivalent to 10% of the sum assured up to a maximum pay-out of N500,000 for funeral-related expenses.

Critical illness benefit

We will pay a benefit totalling 70% of the sum assured upon diagnosis of a critical illness.

Accidental death

We will pay twice the sum assured in the event of the policy holder’s accidental death.

Whole Life insurance plan
Sum assured benefit

We will pay the beneficiary the sum assured in the event of the life insurance policy holder's death.

Funeral expenses

We will pay an amount equivalent to 10% of the sum assured up to a maximum pay-out of N500, 000 for funeral-related expenses.

Critical illness benefit

We will pay 70% of the sum assured upon diagnosis of a critical illness and a further 30% of the sum assured in the event of death during the policy term.

Cancer cover

We also pay the sum assured upon the diagnosis of cancer.

Premium refund benefit
Regular premium paying life insurance plans

At the end of year 5, we refund 20% of the total premium paid to date.
At the end of year 10: A refund of 20% of the total premium paid to date.

Single premium paying life insurance plans

At the end of year 5: A refund of 20% of the total premium paid to date.
At the end of year 10: A refund of 20% of the total premium paid to date.

© Ensure Insurance Plc. 2017.   Authorised and Regulated by the National Insurance Commission RIC N0. - 044.